Joni Smith

Joni Smith

Joni is a 38-year-old wife and mother in Kansas City. She started budgeting in 2013 and was able to quit her job as a computer programmer in 2017. Her family now has financial freedom, living successfully on only her husband's teaching salary. Joni enjoys finding simple ways to live the good life while saving money and the planet at the same time. Her hobbies include gardening, DIY projects, making self-improvement goals, and brainstorming ways to reduce, reuse, and recycle.

Self Isolating? Over 50 Frugal Ideas for Spending Your Time at Home

By now, I think all of us have heard the strongly suggested advice to self isolate and, if you must leave your home, to socially distance yourself from others (by at least 6 feet). Recommended group sizes keep shrinking. And as I am writing this, groups of 10 or more is now a no-no. If you can stay home, stay home. I know it’s not going to be possible for everyone to stay home, and this pandemic is going to…

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Try these 7 calming meditation apps and breathing exercises – for free

I was working on some other topics to share with you here on Frugal Thumb this week, but in light of the current news about coronavirus, I thought maybe a post about calming meditation apps and breathing exercises might be more helpful for us all right now. I know I need to remember to take deep breaths and meditate more often in the coming weeks! It seems like every email I open, every post on Facebook, and every scroll through…

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Beware of this scammy gift card practice – plus lessons learned

I want you to be aware of this gift card practice that I came across when using a gift card online. After reading this post, you’ll know what to do if it happens to you–and prevent it from happening to you! This literally happened to me this week: I tried to use one of my gift cards for Office Depot and their website told me it was invalid. Now, other people might assume that they just forgot that they’d used…

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Get paid to get your flu shot

Hi, everyone! Welcome to fall. Yes, it’s that time of year again. When you can count on the leaves changing, the temperature dropping, pumpkin flavor getting added to everything (yum!), and… the flu making its rounds (yuck). Get your flu shot for your health. And if that’s not convincing enough, do it for your wallet. That’s right. Not only can you protect yourself and your family from the flu, you can do it for free and even get a little…

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DIY Outdoor Patio Chair Makeover

A big part of enjoying your outdoor space is impacted by the seating area. If your patio chairs need a makeover, you don’t need spray paint. You really can use regular paint for this project! Check out the results of this easy DIY.

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