These posts provide financial insights to help you save money.

Frugal Finance 101 - You Need a Budget

Frugal finance 101: You need a budget

I’ve gotta tell you, when my family reached financial freedom, it was a wonderful amazing feeling! But it didn’t happen overnight. We implemented a budget and scrimped and saved and threw as much money as we could at our bills, car payments, and house payments. And then 4 years after implementing that budget, we had no credit card debt and no loans. Even the house was paid off! And in 5 years, our net-worth had doubled. Our financial freedom was…

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Frugal Finance 101 - Rules of Thumb You Need To Follow

Frugal finance 101: 4 Rules of Thumb You Need to Follow

I don’t know about you, but I want to have a fulfilling life and spend time doing things that I love- without the money worries. I don’t want to worry about whether or not my family can pay the bills each month, and I don’t want to go into debt using credit cards to make ends meet. However, my family has a finite amount of money to work with each month to make this a reality. And that brings me…

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Get Easy Cash Back on Groceries

Get easy cash back on your groceries with Ibotta

How does over $200 cash back sound? My sister loves Ibotta and has gotten over $200 cash back using it. With that in mind, I finally decided that it couldn’t hurt to give it a try and see what I could save. Any extra cash helps now that I’m not bringing in a paycheck. Ibotta has a free app for your phone Setup was a cinch. Just install the app on your phone and follow the prompts to select your…

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Free Cash for Pedometer Owners

Free Cash for Pedometer Owners – Sign Up on Achievement Website

How do you like the sound of a little extra cash just for wearing your pedometer? Seriously, you can get cash just for doing things you’re already doing! I’m all for any free and automated ways to get a little extra cash, and myachievement.com is one of those deals! I’ve cashed in for $50 with this site so I can personally tell you it’s legit. Here’s how it works If you wear a Fitbit or Garmin pedometer (or even just…

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Fly or Drive? How to Decide

Fly or Drive? Determine the Most Cost-Effective Choice

It’s vacation time! And you’re going out of town. But should you fly or drive to reach your destination of choice? What’s the most cost-effective option? My immediate family is spread out across the United States, so there is no dropping by on a whim, and every visit requires a planned trip. As a frugal thumb, I try to figure out the most cost-effective vacations. Should we fly or drive? What are the pros and cons of each choice? I…

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How to Clean Your Own Gutters to Save Money

How to Clean Your Own Gutters to Save Money

It is extremely important to clean the gutters on your home at least once a year. Twice a year is even better. You don’t want to skip it. Why? Gutter cleaning is one of those small home maintenance jobs that keeps other bigger and badder things from happening. However, it can be a bit expensive to hire someone to clean the gutters for you. For our smaller home, it would run about $100 per gutter cleaning. So I tried to…

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My gas company’s 10 tips for saving on winter energy bills

My gas company sent me a brochure in October with tips to prepare my home for the winter to help me spend less on the gas bill! I truly enjoy when my utility companies send me tips on how to save money by giving them less of it! Ha ha, it’s quite a deal, really. I often wonder if they do this because they want their customers to be more likely to be able to afford and, therefore, pay their…

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why we love our electric vehicle

Our Nissan Leaf is electric! (Boogie woogie)

We have owned an electric lawn mower for more than a decade and it continues to be one of our greatest larger purchases ever. (I go on and on about why it’s been so great in this other post.) So, when we unexpectedly found ourselves in need of a new vehicle, we were naturally interested in electric vehicles. Unsurprisingly, this month we bought a pre-owned electric vehicle! I’m in love! And it’s only been a few days. Here’s why it…

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How I Saved Over $300 on Glasses for My Kid

How I Saved over $300 on Glasses for My Kid

My kiddo was so lucky! Her eyes held out until second grade before needing assistance in seeing. I myself had to get glasses in first grade. She suddenly was struggling to read the board at school and the teacher moved her to the front row. So off we went to the eye doctor. Luckily, our health insurance includes vision coverage for dependents, so we didn’t have to have separate vision insurance for the appointment or for the glasses-or so I…

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Get Max Dollar for Your Totaled Car

Get Max Dollar for Your Totaled Car

When my husband’s car was totaled only two weeks after I quit my job, we both panicked. He was rear ended at a stop light and, luckily, everyone was okay–thank God! Just not his car. That was totaled. The timing of our totaled car could not be worse. We were on a tighter budget than ever! And now we had to hurry and get another car for the hubs. I started googling ways to get money for a totaled car.…

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