These posts provide financial insights to help you save money.

Get Max Dollar for Your Totaled Car

Get Max Dollar for Your Totaled Car

When my husband’s car was totaled only two weeks after I quit my job, we both panicked. He was rear ended at a stop light and, luckily, everyone was okay–thank God! Just not his car. That was totaled. The timing of our totaled car could not be worse. We were on a tighter budget than ever! And now we had to hurry and get another car for the hubs. I started googling ways to get money for a totaled car.…

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What The Total Money Makeover Did For Me

What The Total Money Makeover Did For Me

This book, The Total Money Makeover by Dave Ramsey, changed my life and the financial trajectory of my family. I first read it back in September 2013 when I knew something needed to change for me because I was so unhappy at work. At that time, I couldn’t just quit because I had a family with financial obligations, and I wanted to retire someday, preferably earlier than the norm! For any chance of that, I felt we needed both mine…

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Find the cheapest price for items on Amazon

Find the cheapest price for items on Amazon

I don’t want to overspend on an item because who really does? It’s a waste of hard-earned money. So, in the past, I’ve spent hours and hours searching Amazon.com for a particular product, trying to find the cheapest version, the best deals. Sometimes, I’d find a cheaper version and sometimes (truthfully most of the time), it was a big waste of time. And time is money too. So how do you find the cheapest price for any particular item on…

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Will Safekeeping

We finally printed off our wills, got the necessary witnesses signatures, and put them in a safe location in our home. But if our family can’t find those wills if the time arises (God forbid), it would be like we had never made them at all. So we emailed family members describing the location of said wills. If you have not made a will, I encourage you to do so. If it is needed, it’s one less thing your family…

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31 days of Living Well and Spending Zero #LWSZ

Earlier this month, I decided that September was going to be the month that I finally tried Ruth Soukup’s LWSZ program. Since I won’t be getting a paycheck, it seemed like a logical step to me. It’s an opportunity to show my family that we are going to be alright financially, and see what we can save with a month like this every once in awhile. I’ve signed the commitment form: And my husband and I have talked through the…

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Road Less Traveled

In making the decision to quit a full-time job, I thought of the famous poem by Robert Frost about two roads diverging in a wood. This is definitely a crossroads in my life, and I want to make the most of it. I want to make a difference and I want this decision to make all the difference. The Road Not Taken BY ROBERT FROST Two roads diverged in a yellow wood, And sorry I could not travel both And…

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Why I Quit My Job with No Backup Plan

Why I am quitting my job with no backup plan

Have I lost my marbles? This month, I am doing something that a lot of people would find crazy. I’m quitting my job with its financial comforts, and I have no plan B. I don’t know what I’m going to do next. And I’m so excited about it!!! I joked with my husband that I was going crazy and should start a blog called “Joni Loses It.” I mean, how often do people just quit their jobs without another one…

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