These posts provide financial insights to help you save money.

Our Family Budget Results on My Sixth Quitting Anniversary – 2023

Mint is getting rolled into Karma this month (January 2024) so it’s making me get my butt into gear and not procrastinate on doing my yearly budget review. Mint has been an amazing budgeting tool for me these past 11 years and I’m so bummed that it won’t be available anymore. I’ve downloaded my data so I have a backup of the last 10 years of transactions. And I’ll be checking out Karma soon. But from what I’ve read, there…

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Find out the best Evergy rate plan to save on your electric bill

Which Evergy Rate Plan Saves the Most Money

Whoa, option overload! I don’t know when this happened, but I recently discovered that Evergy (my area’s electric company) now has 7 different rate plans for customers to choose from. 7 Evergy rate plans is a lot to choose from. Evergy’s rate plan options: For more details, read about them all here: https://www.evergy.com/manage-account/rate-information-link/plan-options After I read up on all of these plan options, I found that there are really only 5 that my family could or might want to switch…

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Our Family Budget Results on My Fifth Quitting Anniversary

Our Family Budget Results on My 5th Quitiversary – 2022

The year 2022 was not a good year for our budget. I was so optimistic last year when I reviewed my family’s budget for 2021. I mean, who wouldn’t feel good after seeing a savings of around $2,000/month! But by the time we got a few months into 2022, I was back to full blown panic stressing about whether we could continue to make ends meet if I didn’t get a job. When I reveal our 2022 budget stretchers, you’ll…

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Is the Evergy Time of Use Plan worth it?

Is the Evergy Time of Use Plan Worth It?

Update February 2023: Evergy has even more plan options for customers now. You can check them out here: https://www.evergy.com/manage-account/rate-information-link/plan-options However, you should still read this post so you can learn how to do the math to determine which plan option is best for you. Evergy’s Time of Use plan for electric bills is offered as a way for customers to save money. Evergy is the electric company where I live in Kansas City, Missouri. They offer customers a Standard Tier…

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Our Family Budget Results on My Fourth Quitting Anniversary

Our Family Budget Results on my Fourth Quitting Anniversary – 2021

Four years after quitting my job, I am the happiest I’ve ever been. This past year was the year that I finally started to release all that guilt from quitting and really feel at peace with my decision. In fact, I think I started feeling a real, all-encompassing joy in just the last couple of months. And tracking our budget results has made that possible. It has been freeing!

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Our Family Budget Results on My Third Quitting Anniversary

Our Family Budget Results on my Third Quitting Anniversary

On my one-year quitting anniversary, I reviewed our family budget, and the results proved that my efforts to budget within our new one-salary income every month was working! We didn’t dip into our savings, and we actually still saved money that first year.

Then I was able to replicate those successes in year two, despite even bigger unexpected expenses! Across those two years, we saved about $750/month.

So, in keeping with this tradition, I’m reflecting on the past year’s budgeting for our family and sharing it with you for the third time.

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