These posts provide financial insights to help you save money.
This book, The Total Money Makeover by Dave Ramsey, changed my life and the financial trajectory of my family. I first read it back in September 2013 when I knew something needed to change for me because I was so unhappy at work. At that time, I couldn’t just quit because I had a family with financial obligations, and I wanted to retire someday, preferably earlier than the norm! For any chance of that, I felt we needed both mine…
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I don’t want to overspend on an item because who really does? It’s a waste of hard-earned money. So, in the past, I’ve spent hours and hours searching Amazon.com for a particular product, trying to find the cheapest version, the best deals. Sometimes, I’d find a cheaper version and sometimes (truthfully most of the time), it was a big waste of time. And time is money too. So how do you find the cheapest price for any particular item on…
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We finally printed off our wills, got the necessary witnesses signatures, and put them in a safe location in our home. But if our family can’t find those wills if the time arises (God forbid), it would be like we had never made them at all. So we emailed family members describing the location of said wills. If you have not made a will, I encourage you to do so. If it is needed, it’s one less thing your family…
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Today was my last day working for the bank. Now I get to start my sabbatical! Yessssssss! Tomorrow will be LWSZ day 1.
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Earlier this month, I decided that September was going to be the month that I finally tried Ruth Soukup’s LWSZ program. Since I won’t be getting a paycheck, it seemed like a logical step to me. It’s an opportunity to show my family that we are going to be alright financially, and see what we can save with a month like this every once in awhile. I’ve signed the commitment form: And my husband and I have talked through the…
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In making the decision to quit a full-time job, I thought of the famous poem by Robert Frost about two roads diverging in a wood. This is definitely a crossroads in my life, and I want to make the most of it. I want to make a difference and I want this decision to make all the difference. The Road Not Taken BY ROBERT FROST Two roads diverged in a yellow wood, And sorry I could not travel both And…
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Have I lost my marbles? This month, I am doing something that a lot of people would find crazy. I’m quitting my job with its financial comforts, and I have no plan B. I don’t know what I’m going to do next. And I’m so excited about it!!! I joked with my husband that I was going crazy and should start a blog called “Joni Loses It.” I mean, how often do people just quit their jobs without another one…
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