Budgeting is the difference between being in charge of your money versus it being in charge of you.
These posts should help you get started on being in charge.

Frugal Finance 101 - Do More with Less

Frugal finance 101: Do more with less

Before you read this post, have you read my post on creating a budget? If so, carry on. If not, please check it out first so you get off on the right frugal foot. Frugal finance 101: You need a budget This is when things get really fun because you get to review your budget, cut out the fat, and brainstorm ways to still do things that you love for less money. I’m telling you, this is the step that…

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Frugal Finance 101 - You Need a Budget

Frugal finance 101: You need a budget

I’ve gotta tell you, when my family reached financial freedom, it was a wonderful amazing feeling! But it didn’t happen overnight. We implemented a budget and scrimped and saved and threw as much money as we could at our bills, car payments, and house payments. And then 4 years after implementing that budget, we had no credit card debt and no loans. Even the house was paid off! And in 5 years, our net-worth had doubled. Our financial freedom was…

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Frugal Finance 101 - Rules of Thumb You Need To Follow

Frugal finance 101: 4 Rules of Thumb You Need to Follow

I don’t know about you, but I want to have a fulfilling life and spend time doing things that I love- without the money worries. I don’t want to worry about whether or not my family can pay the bills each month, and I don’t want to go into debt using credit cards to make ends meet. However, my family has a finite amount of money to work with each month to make this a reality. And that brings me…

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